In general, which type of loss cannot be recovered through an ordinary negligence action?

In the context of negligence claims, pure economic loss refers to financial losses that do not arise from any physical harm to a person or property. Courts typically do not allow recovery for pure economic loss in ordinary negligence actions because it is considered too broad and can lead to an indeterminate amount of liability. This limitation is in place to prevent a flood of claims that could arise from economic consequences that are not tied directly to a specific incident of physical injury or property damage.

In contrast, property damage, physical harm, and medical expenses are all directly connected to a negligent act and involve actual damages suffered as a result of that act. These types of losses are substantial and demonstrable, allowing a clearer path for claims within a negligence framework. The distinction between these categories helps maintain predictability and limits the scope of potential liability for defendants in negligence cases.